Policy Reference

Collision Coverage

Covers physical damage to the insured vehicle from a collision with another vehicle or object, regardless of fault. Includes single-vehicle accidents.

Liability Coverage

Covers damage or injury the insured causes to other people or their property in an accident. Requires identification of the other party.

Comprehensive Coverage

Covers damage from non-collision events: theft, vandalism, fire, falling objects, and weather events such as hail or flooding.